Buyers
The Home Buying Process
Buying a home is a big step! Whether you're buying your first home, your dream home, or your tenth investment property, yours will be a big investment. We know how important this is to you, and we have an army of experts to make sure we find the perfect property for your unique circumstances. We know the market and love real estate, and we'll educate you throughout the buying experience.
Finding the perfect property is just one way we can help you with your real estate purchase. As real estate agents, we have ongoing access to experts in every related field from lending to relocation.
- Initial Meeting and Consultation
- Timing analysis
- Your dream home
- Get pre-approved by a lender
- Set up a search on the MLS
- Look at properties on the online portal
- Go tour properties that you like
- Run CMA on potential winners
- Put it an offer
- Go under contract
- Make initial escrow deposit
- Begin the inspection process
- Negotiate repairs/credits
- Appraisal
- Review title and lien search
- Get final loan approval
- Final Walkthrough
- Close!
Home Buying Process
Buyer Consultation:
- Introduction to the buying process.
- Timing analysis to align with your needs.
- Discussion about your dream home and essential features.
- Financial aspect overview with lending partner recommendations.
Searching for Homes:
- MLS search set up for personalized home listings.
- Daily email updates with property listings.
- Initiate pre-approval process with necessary documents.
Touring Homes:
- Set up tours for selected homes.
- Use a survey to track likes and dislikes.
- Narrow down top choices and continue the search.
Making an Offer:
- Evaluate comparable home sales for a fair offer.
- Discuss and determine offer terms (EMD, closing date, inspection period, loan approval period, additional terms).
- Craft a competitive offer aligning with your needs.
Offer Terms:
- EMD: 1%-2% deposit for a serious buyer.
- Closing Date: Typically 30 days with financing, 15 days with cash.
- Inspection Period: Usually 10 days for property inspections.
- Loan Approval Period: 21-30 days for final loan approval.
- Additional Terms: Discuss and consider other contingencies or terms.
Under Contract:
- Officially under contract after offer acceptance.
- Initiate earnest money deposit (EMD) with the title company.
Inspection Period:
- Conduct inspections, negotiate repairs/credits.
- Contract cancellation option within the inspection period.
Loan Approval Period:
- Work closely with the lender for final loan approval.
- Appraisal to ensure the home value aligns with the contract price.
- Obtain home insurance and flood coverage if necessary.
Title and Lien Search:
- Title search confirms legal ownership.
- Municipal lien search recommended.
- Survey ordered to check for property encumbrances.
Closing:
- Receive closing disclosure (CD) and ALTA statement.
- Review and wire transfer final funds.
- Complete paperwork, become the new homeowner, and enjoy your new home!
- EXCELLENCE -
Experience excellence. 100% satisfaction.
Your success is my priority.
Eboni morgan2023-12-30Austin is great, me and my husband learned alot about the house buying process from him. He was a amazing help, he's fun to work with. We plan to keep him as our realtor.
Kelvin Williams2023-09-19Austin was outstanding! His professionalism and astute knowledge was instrumental in closing the deal. From the beginning to end, he made sure the process was seamless and smooth. I highly recommend his service.
gsmith3122023-09-15Austin did a great job and was very informative. We live out of town and only had two days to look as many prospects as possible before we had to head home. Austin scheduled several showings that we had picked and was very through with locations and times. He was very prepared with information for each showing and gave us the information we needed to make a decision. Throughout the entire process I was very impressed with his communication skills. He kept us in the loop through every detail. After we decided on a place to buy he had a scheduled vacation out of town and continued to keep us in the loop to make sure the closing was a success. I would definitely recommend Austin to anyone buying or selling.
Sierra Pitts2023-08-01Austin helped me buy my first house and continued to provide advice and assistance afterwards. I would highly recommend working with him! It’s nice working with a realtor that's honest and doesn't push you into buying a home .Dpersaud70432023-06-28Austin did a good job by keeping me informed at every step of the process. He was very helpful keeping me updated on the process and all the steps that need to be taken and completed to get the closing completed. Austin was attentive and answered all questions that I had and took care of any issues I had.
Colecarolyn212023-05-07Austin did a great job with assisting me and my family with the purchase of our new home with it being my first time through this process Austin was there for me and my family every step of the way. He is the best.
nolan newbury2023-04-10Austin demonstrates a consideration and care that you would expect from a close friend/family member. He does more even when it means he gets less. I'm trusting him with future housebuys. Not only does he do extra but he helps with problems you wouldnt have the Gaul to ask for